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It doesn’t matter what you say when what you say doesn’t matter

Jennifer went shopping on her own, and picked up everything we needed for a wonderful homemade meal, including something called a “salad kit.” A salad kit comes in a clear bag, so you can see what’s in it. What’s in it is washed and … more

The revolution in artificial intelligence is everywhere around us now

What is artificial intelligence, commonly known as AI? Perhaps you think it is a silly sci-fi concept, but you’ve probably heard it mentioned frequently and you just don’t get it. Many people are … more

What tax reform could mean for our country and for you

America has not overhauled its tax code system since 1986. Changing the tax code is challenging due to the complex impacts it can have on both our personal finances and businesses. While tax reform … more

Good financial advice that applies to any age

Investors may be puzzled by current market and economic news. After a long run that appears to have had virtually no volatility, February and March showed market swings never seen before in the … more

How to navigate rising interest rates

Investors and consumers have been hearing about the pitfalls of rising interest rates on their fixed income investments for years. We are starting to feel complacent since the Federal Reserve Board has been very cautious in their interest rate hikes … more

Grocery tax is well past its expiration date

There was a time when our town only had two grocery stores and a handful of gas stations. Before the redevelopment of our downtown core — before the factory outlet — and even before our state … more

Know the 10 signs of the Alzheimer’s checklist

As we age, it is tempting to attribute all of the gradual changes our bodies go through — including our changes in memory — to the normal process of aging. There are some changes that we should be more attentive to, including those memory lapses … more

To get the best answers, make sure you ask the best questions

Here we are back in full swing of the new school year. My guess would be that many of you reading this column have already asked the question, “Did you do your homework?” And you probably heard something like a short and muffled, “No.” Or a … more

Heaven knows that heaven snows — that’s how life in Colorado goes

A newcomer to our state said, “Why don’t you write about the first snow of the year?” I said, “You mean the one we had in early January?” “No, the one we just had — in October.” “That was the first snow of the season. Not … more

Be prepared for success or you’ll miss the chance

OK, so here we go. Two weeks ago, we covered the role love plays in our past, present and future. Last week we took the same approach while we appreciated the history of our happiness. And today we wrap up the three-part series as we move into … more

Beyond salads: Getting whole foods in your diet matters

Several years ago, I made a personal resolution to improve my health after a rather unsettling visit with my doctor. I thought I was healthy; after all, an athletic scholarship paid for my college … more

Trend of lowering the bar is really just a big downer

One of my favorite things to do each week is attending some community social functions. Just a coffee hour where members of the community will take turns volunteering each week to provide the refreshments and snacks for others who come out to join … more

If you consider taking a chance, consider not taking a chance

I have a suggestion: Do not eat laundry pods.However, if you use noodle soup to clean the tub, I may be wasting my time In 2017, there were more than 12,000 calls to U.S. Poison Control because of … more

The right question to ask focuses on how life was lived

We all have known someone who has sadly passed away. And many times we find ourselves answering a very common question when we speak with another person who just found out about someone’s passing, … more

Keep an eye on what’s important in retirement

Everyone is afraid of the unknown. And since we will retire very differently from our parents or our grandparents, there are a lot of unknowns for baby boomers planning or entering retirement. The questions advisors are getting lately have turned … more

Happiness through yesterday, today and tomorrow can be an unbroken chain

Happiness is not something you postpone for the future; it is something you design for the present.” - Jim Rohn Last week we covered the importance of love in our past, and the role of love in our present and love in our future. This week we … more

Yoga is practical method to achieve more ease in aging

“Yoga” can be kind of a taboo word. You might have heard it’s all about spiritual healing and heavy breathing in a sweaty room. Maybe you think it’s just for trendy California youngsters or … more

Rule is reminder that consumers need to pay attention to titles

The new Department of Labor (DOL) rule, also called the Fiduciary Rule, has created a bit of confusion for investors. It also threw many brokerage firms into a tumult over revamping procedures under the new regulation. The intent of the rule is very … more

Don’t look away from what the mirror is trying to tell you

Typically the first person we greet each morning is ourselves. Whether we are washing up, brushing our teeth, shaving, putting on some makeup or combing or brushing our hair, our first interaction is looking straight into our own eyes. We may be … more

What you see is what you get — so carefully create what you see

I was talking with a husband and wife a few years ago. They were from Kansas and for years came to Colorado every winter for a ski vacation. As they drove in from I-70 heading west, they would always … more
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